Wells Fargo Online Banking
From LoveToKnow Online
With lower overhead and no need for tellers, services like Wells Fargo Online Banking can offer more products and services than your standard brick-and-mortar banks. A lot of the basics like transferring funds and withdrawing money can be completed without a teller.
First Impressions
The Wells Fargo Online Banking website offers no-frills access to their features. Basics like bill pay, mobile banking and simple account viewing are located on their main page.
The main page features a quick video tour of the site. The video demonstrates the most commonly used features and how to get to them quickly and how to customize your account page to focus on the items you use most frequently.
The front page highlights new features and special offers. For instance, early in November they offer a Christmas savings program to help customers manage their money so they don’t have to take out a personal loan just to pay for gifts.
Web Site Ease of Use
Tabs at the top of the site offer simple navigation of banking, loans and credit, insurance, investing and customer service. Once you click on each tab, you are given many options to choose from. They are organized conveniently with the help of headings, but at the sheer number of choices can seem overwhelming. After reading through the descriptions getting to specific topics just takes a couple of clicks.
Wells Fargo Online Banking Features
The Private Bank, a feature of Wells Fargo Online Banking, provides a number of investment features to create a wealth plan for you based on your current situation. They can also tailor it to meet your future financial goals.
- Checking: A slim offer of only three packages that have a free monthly fee unless you have a certain minimum dollar amounts in multiple Wells Fargo online banking accounts.
- Bill pay: This free service is a function of any package.
- Credit Cards: You can pick a rewards card, a basic credit card, or even a secured card if you are trying to establish or repair your credit.
- Specialized Banking: You can create a student account, a military account, and even purchase foreign currency online.
- Software: If you have Quicken or Microsoft Money software and are a registered user, you can sign into Wells Fargo Online through the software and download all your information right to the program, eliminating the need for double entries.
Help Section/FAQ
The help section of the website contains the most commonly asked questions in an easy-to-use format.
Self-Service
The Applications section has information on application status, checking accounts, and how to read certain statements. The How Do I…? section includes articles on how to efficiently use the website.
Forms to Download
If you need IRS tax forms or paperwork to allow Wells Fargo to complete tasks like automatic transfers, you can find them here.
Tools and Resources
It’s easier to let a calculator do it. Calculate mortgage payments, loan rates, and more with Wells Fargo's programs. Use the planning center option to help you with credit card debt, loans, and your future money needs. Is there a financial word giving you trouble? Wells Fargo provides a glossary so you can look it up.
Your Online Accountant
Most of the features on the site are simple to use. Wells Fargo provides some unique tools and resources to help you. You may need to get rid of your accountant now that you can get it all done online with Wells Fargo!
Learn More
This page has been accessed 10,063 times. This page was last modified 20:24, 30 November 2007.
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